SHORT FORM APPLICATION

PLEASE NOTE: This is a loan pre-approval (pre-qualification) service only. Final loan approval can only be issued by Mortgage Trading Inc., or our lenders, after review of a completed and signed Form 1003 application, and underwriting has approved a complete loan submission package, including satisfactory property appraisal and title search, and any required supplementary documentation.

Name
Spouse's Name 
Address 
City
State / Pro
Country
Zip/Post. Code
Phone
E-mail 
Monthly Gross Income
Spouse monthly gross Income
Total Gross Income-
Current Year
Total Gross Income-
Last Year
Monthly Debt (includes car payments, student loans, installment loan, etc) Do not include Monthly rent/utilities

Total amount of savings available for home Purchase, in checking/savings accounts, etc.

Total amount of gift money available from a Family member

Do you have a Co-mortgagor that can assist you in qualifying for a loan?		 Yes          No
Have you owned a home in the last three years?
 Yes          No
Are you  a Veteran?
 Yes          No
If so, have you purchased a home before using VA benefits?
 Yes          No
Do you/spouse have any defaults on government loans; filed bankruptcy; had a foreclosure?
 Yes          No

We will provide you a written loan Pre-Approval within 24 hours from the time we: 1) Review your short form application, 2) Have our Loan Technician discuss with you, via telephone, your short form application, and 3) Review your credit report (Note: credit is reviewed ONLY if it is necessary to evaluate specific credit issues).

Thank you. Mortgage Trading Group, Inc. will send you an e-mail Credit Authorization Form for you to print out, sign and return through fax or e-mail. if you have any questions, please call 866.263.0593 or e-mail Mortgage Trading Group, Inc.

Complete Credit Authorization should be sent to:

Mortgage Trading Group, Inc.
41 Clayton Street
Asheville NC 28801-2427

 


Mortage Trading Group, Inc.